分析詞義 "Mortgage"是一個(gè)名詞,也可用作動(dòng)詞。作為名詞,它是指一種貸款類型,通常用于購(gòu)買房產(chǎn)或其他大型資產(chǎn),且該資產(chǎn)作為貸款的擔(dān)保,若貸款人不能償還貸款,貸款機(jī)構(gòu)有權(quán)占有并出售該資產(chǎn)。作為動(dòng)詞時(shí),郁er指將一個(gè)資產(chǎn)作為貸款的擔(dān)保。 列舉例句 - She took out a mortgage on her house to start her own business. (她抵押自己的房子以開(kāi)辦自己的生意。)
- They had to default on their mortgage because they lost their jobs. (他們因?yàn)槭I(yè)而無(wú)法償還房貸。)
- The bank won't approve the mortgage without official documentation. (沒(méi)有正式的文件,銀行不會(huì)批準(zhǔn)抵押貸款。)
詞根分析 詞根來(lái)自于人法語(yǔ)單詞 "mort gage",其中 "mort" 的意思是“死”,"gage" 的意思是“質(zhì)押”。因此,“mortgage”的字面含義是死亡的質(zhì)押,這指的是借款人不再償還貸款后,對(duì)此物的權(quán)益將終止。 詞綴分析 "Mortgage" 無(wú)前后綴。 發(fā)展歷史和文化背景 單詞“mortgage”在法國(guó)十二世紀(jì)誕生,這可以視為現(xiàn)代抵押貸款的基礎(chǔ)。現(xiàn)在它主要在財(cái)務(wù)和房地產(chǎn)業(yè)務(wù)中使用。 單詞變形 作為動(dòng)詞時(shí),其過(guò)去式和過(guò)去分詞形式為 "mortgaged",現(xiàn)在分詞為 "mortgaging"。 記憶輔助 你可以把 "mortgage" 分解為 "mort-" 和 "-gage",并聯(lián)想其字面含義“死亡的質(zhì)押”。 小故事 Tom was determined to start his own restaurant business. He decided to help fund his dream by obtaining a mortgage on his old house. Just like that, his dream was in reach. 湯姆決定用自己的舊房子去貸款,以此來(lái)籌資開(kāi)設(shè)自己的餐廳。就這樣,他的夢(mèng)想觸手可及了。 |